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Its time to travel

If you are looking to book a cruise trip, see what our plans can cover before you set sail.


COTA Travel Insurance can cover cruise related events such as:

You get sick with gastro on your cruise

Your flight is delayed and you need to get to your cruise on time

Your luggage items such as your cruise formal wear is accidentally lost, stolen or damaged

You’re retrenched from your permanent employment in Australia before you embark on your cruise

You’re out-of-pocket when you miss a shore excursion because your cruise is delayed due to severe weather

You need medical evacuation from your ship.




Cover offered for some coronavirus-related events on cruises

Cover for some coronavirus related events is available on all plans (excluding the Cancellation and Additional expenses plan), but the types of benefits and benefit limits vary.

As much as we’d love the plans to cover every coronavirus-related scenario that a traveller can think of, that’s not what travel insurance is designed to do, so read the Product Disclosure Statement (PDS) carefully to know what is, and isn’t, covered.

COTA Insurance policies include plans which offer cover for:


This is a brief summary of cover and does not include the full terms, conditions, limitations and exclusions.

Please read the Product Disclosure Statement (PDS) before buying.


Domestic or International?

Even when cruising just off the coast of Australia, one of our international plans will need to be chosen in order to have cover on board for medical treatment. Our domestic plans can offer cover for inland river cruises within Australia.



Or call one of our friendly staff today on 
1300 1300 50 and get cruising!



Insurance and Membership Services Limited ABN 59 057 159 743, AR 246235 trading as COTA Travel Insurance is an authorised representative of nib Travel Services (Australia) Pty Ltd, ABN 81 115 932 173, AFS Licence No 308461 and act as nib’s agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.